Blogging Q&A: Common Questions Answered
Every day I am asked questions. Often times I hear the same questions time and time again. I felt it was time I write these questions down to better reach a larger audience than the one on one setting I am used to when speaking with my clients.
Some of these questions are going to be pretty common and you may already know the answers; others may be a bit more obscure. Ultimately, my goal for this blog is help you guys as much as possible. I want to turn my knowledge into tips and strategies that you can use as you navigate your healthcare.
If you feel the burning desire to have a question answered, feel free to leave it here or find me on facebook, linkedin, or youtube and I will make sure to include an answer to your questions as soon as I can.
As a disclaimer, some of this information may not be the correct answer in your specific situation. Please feel free to give us a call to ensure that you are making the best decision for you before taking this advice at face value.
Question: Do I really need a Medicare adviser?
Is navigating Medicare really that complicated? I have a lot of ads popping up on my feed. Then I see many from independent brokers. Do these people really have access to resources that I do not as an expert internet explorer? I had no idea that this would be so difficult.
Answer: You do not need one, but there is not a downside to having one.
Medicare is unfortunately overly complicated and confusing. There are layers upon layers of information and things change every year. It is however a language that many brokers and agents speak.
I 100% recommend working with an advisor, but if possible, get a recommendation from someone you trust rather than going by ads. There are so many plans, and what works best for you may vary from year to year.
Regarding the ads you see, these are from companies that just want to sign you up for their insurance. They are rarely looking out for your best interest. A broker, while able to represent multiple companies, works based off of reputation. It is in our best interest to find you the best plan, that way you keep us around and refer us to your friends.
Finally, doing a bit of your own research can’t hurt. Attend a few free presentations and talk to the brokers that are there. If the presentation is education only, the agent won’t even be able to talk to you about specific plans, so you won’t feel like you’re trying to be sold something.
Finally, check out the links below for some of our resources on how you can brush up on the basics. When you’re ready to take the next step give us a call.
Navigating Medicare 2025; an educational guide presented in partnership with the Marion County Coalition on Aging
Benefits to Using a Broker; this answers your question a bit more in depth